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汉语拼音：jīn róng gōng chéng

为适应特殊借款人、贷款人或投资者的需要，将一种金融产品改变为另一种金融产品的活动。

金融工程 [jīn róng gōng chéng]

1. 金融工程的概念有狭义和广义两种。狭义的金融工程主要是指利用先进的数学及通讯工具，在各种现有基本金融产品的基础上，进行不同形式的组合分解，以设计出符合客户需要并具有特定P/L性的新的金融产品。

• More recently, financial innovations were peddled on a tale of decreased risk through financial engineering.

  最近的这一次, 金融创新被推上了神坛,通过金融工程的设计,它可以减少风险.

• They had good companies but there was too much financial engineering and too much leverage.

  他们拥有优秀的公司,但存在太多金融工程和负债.

• More recently, financial innovations were peddled a tale of decreased risk through financial engineering.

  更新的例证是, 通过金融工程能够降低风险的神话,令金融创新大行其道.

• Application domains include transportation and logistics, pattern classification, structural design, financial engineering, and telecommunications system planning.

  交通和物流, 模式识别, 结构设计, 金融工程和电信系统规划.